- Properties designated defective under part XVI Housing Act 1985 or pre-cast reinforced concrete (PRC) property, irrespective of whether repaired under a licensed repair scheme.
- Properties constructed with high-alumina cement.
- Timber framed properties with no brick skin or masonry cladding.
- Character period properties are considered on individual merits where buildings insurance is available on conventional terms.
- Properties where material environmental hazards are present.
- Any property deemed unsuitable security by the valuer.
- Any property where there is on-going movement or monitoring is required.
- Freehold flats or maisonettes unless lending is on a multi-unit property or conversion to an acceptable leasehold will be undertaken simultaneously with completion of the loan.
- Flats or maisonettes in blocks exceeding 20 storeys.
- Flats directly above public houses or fast-food premises.
- Non-standard construction.
- Mobile homes and houseboats.
- Grade I and grade II* listed properties.
- Properties where saleability may be adversely affected by local planning or an unsatisfactory mining search.
- Properties which are affected by Japanese knotweed.
Categories:
Bridging
Property criteria
