Buy-to-let products complemented by strong criteria that meets the needs of the intermediary and their landlord clients. Available to Individuals and Limited Company/LLP borrowers
// by chliinter
Light Refurbishment (LR) Schedule of works and costs for the proposed works Evidence of available funds to cover the proposed works (including contingency) Evidence of available funds to cover at least 3 months mortgage payments of the proposed BTL Details of the applications/main contractors relevant experience of previous development/refurbishment projects Copies of full plans/drawings relating …
Supporting evidence required for Refurbishment productsRead More
// by chliinter
Projects where full planning/permitted development/change of use is not in place on completion of the initial advance. Works requiring building controls sign off (that cannot be signed-off under a Competent Person Scheme). Any works to fix ongoing or progressive structural movement. Any project where the intention is not to let the security property post-works. Any …
Examples of unacceptable works for Refurbishment productsRead More
// by chliinter
Available in CHL 2 range only Designed for… Non-structural and modernisation works which can be signed-off under the Competent Persons Scheme, without the need for building controls sign-off. Pre-works status: Property does not need to be lettable at point of initial mortgage advance.Cost of works: Costs must not exceed 25% of the pre-works value.Maximum LTV: …
// by chliinter
Light Refurbishment (LR) Replacement floor coverings Painting & decorating Replacement fixtures & fittings Replacement internal doors Minor repairs Replacement heating systems Improved insulation Full rewiring Replacement windows & doors Replacement bathrooms & kitchens Integral garage/loft conversion to habitable space (Loft conversion works must not affect the roofline) Conversion of C3-dwelling to Shared house/C4-HMO Replacement roof …
// by CHL Mortgages
The following exit routes are considered acceptable:
// by CHL Mortgages
Applications where the property has been constructed using modern methods of construction can be accepted where the valuer is satisfied that the property represents suitable security. In addition, the property must have been constructed by one of the following: This list is not exhaustive. Please contact us for clarification if a developer is not listed …
// by CHL Mortgages
// by CHL Mortgages
Grade I and grade II* listed properties not accepted.
* Required field.
Maximum LTV & loan limits apply.
For Refurbishment Range loan limits please refer.
Subject to criteria and full underwriting.
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