The growth of bridging finance in recent years reflects the increasingly diverse borrowing needs in today’s property market. What was once viewed as a niche lending product has evolved into a mainstream funding solution, with the bridging sector achieving record-breaking loan books of more than £13.7 billion in 20251 This growth highlights a simple truth: …
The latest from CHL Mortgages & our industry
CHL Mortgages widens levels of adverse credit history and introduces AVMs to bridging finance proposition
CHL Mortgages is enhancing its bridging criteria by widening the levels of acceptable adverse credit history and introducing automated valuation models (AVMs). The specialist lender, which launched its regulated and non-regulated bridging proposition earlier this month, will now consider cases involving unsatisfied CCJs, unsatisfied debts, and unsatisfied secured and unsecured arrears, subject to underwriter review. …
Examining the rise in popularity of HMOs outside of major cities
When HMOs come up in conversation, most people still picture the same things. Large cities, big student populations, young professionals, high rents and limited space. That’s been the conventional view for a long time, and for obvious reasons. These areas tended to offer greater reliability for landlords, particularly when it came to vacancy rates, while …
Examining the rise in popularity of HMOs outside of major citiesRead More
CHL Mortgages announces official launch of its bridging proposition
Specialist lender CHL Mortgages has announced the official launch of its bridging proposition. The launch will enable the lender to provide regulated and non-regulated loans for borrowers looking to undertake a range of property transactions and refurbishment projects. Products will be initially available to directly authorised brokers and their clients via selected mortgage clubs and …
CHL Mortgages announces official launch of its bridging propositionRead More
How light refurbishment buy-to-let can help unlock the potential in properties
As someone who’s worked in mortgages for most of my career, I love watching those programmes where someone buys an under-value property, does some often quite basic improvement works to make it habitable and then earns a steady income by renting it out after the work is completed. So, you can imagine how excited I …
How light refurbishment buy-to-let can help unlock the potential in propertiesRead More
CHL Mortgages unveils new light refurbishment buy to let range
CHL Mortgages has unveiled a new light refurbishment range, opening the door for landlords looking to carry out non-structural or modernisation works to maximise the rental yield and value of a property. The specialist lender’s new range is aimed at investors wanting to make improvements such as installing a new bathroom or kitchen; replacing fixtures …
CHL Mortgages unveils new light refurbishment buy to let rangeRead More
Behind the scenes with our Head of Secured Lending
Over the past few weeks, we’ve been taking a look behind the scenes at CHL Mortgages to tell you what happens when you place a mortgage application with us. In the final part of our series, we’re speaking with Vic Sharples, our Head of Secured Lending. Introducing Vic Sharples, Head of Secured Lending Overseeing the …
CHL Mortgages launches limited edition range and drops short-term let rates
CHL Mortgages has announced it is launching new limited edition products with rates from 2.70% and reducing rates by 30bps across its short-term let range. The specialist lender’s new limited edition products start from 2.70% for single dwelling properties and from 2.80% for HMO and MUFB properties with up to six bedrooms or units. The …
CHL Mortgages launches limited edition range and drops short-term let ratesRead More
