Applications where the property has been constructed using modern methods of construction can be accepted where the valuer is satisfied that the property represents suitable security. In addition, the property must have been constructed by one of the following: This list is not exhaustive. Please contact us for clarification if a developer is not listed …
Unacceptable property types
New build properties
Properties aged less than 10 years must benefit from one of the following warranties, which must exist upon completion of the property and cannot be applied retrospectively: This list is not exhaustive. Please contact us for clarification if a warranty provider is not listed above.
Maximum storeys
Up to 20 storeys accepted. Blocks exceeding 20 storeys considered on a case-by-case basis.
Above/adjascent to commercial
Considered on a case-by-case basis. Flats directly above public houses or fast-food premises not accepted. Related words: bar, shop, cafe, takeaway
Ex-local authority flats
Acceptable where the block is owner occupied. Related words: council property, ex-council, social housing
Flats – access
Flats must have access to the highway.
Flats – facilities
Flats and maisonettes must be self-contained with private facilities.