Normally up to date and no more than status 3 ever and explanation provided as to the background of the arrears event. Accounts currently in arrears can be considered, subject to there being a satisfactory explanation and rationale to support the arrears event. Related words: acceptable adverse, accepted
Defaults
Must normally be satisfied or settled in full and explanation provided as to the background for the arrears event. Unsatisfied defaults can be considered, subject to there being a satisfactory explanation and rationale to support the arrears event. Related words: acceptable adverse, accepted
County Court Judgement (CCJ)
Must normally be satisfied or settled in full and explanation provided as to the background for the arrears event. Unsatisfied CCJ’s can be considered, subject to there being a satisfactory explanation and rationale to support the arrears event. Related words: acceptable adverse, accepted
Debt Management Plan (DMP)
Not accepted. Related words: unnacceptable
Repossession or secured mortgage default
Not accepted. Related words: unacceptable adverse
Individual Voluntary Arrangement (IVA)
Not accepted. Related words: unacceptable adverse
Bankruptcy
Not accepted.
Criminal convictions
Criminal convictions must be spent, as defined under the Rehabilitation of Offenders Act. Related words: Criminal record, adverse