Not accepted. Related words: unacceptable adverse
Individual Voluntary Arrangement (IVA)
Not accepted. Related words: unacceptable adverse
Bankruptcy
Not accepted.
Criminal convictions
Criminal convictions must be spent, as defined under the Rehabilitation of Offenders Act. Related words: Criminal record, adverse
First-time buyers
Considered on a case-by-case basis. First-time buyers are individuals who’ve not owned a UK property within the last 18 months.
Number of applicants
Private ownership: Up to 4 applicants Limited companies: Up to 4 directors
Age limits
Minimum age: 25 Maximum age: 85 at end of term
Heavy refurbishment bridging
Definition Suitable for properties where: Example uses A new homes warranty from an accepted warranty provider or professional consultants certificate must be provided at completion for conversions to flats. Related words: uninhabitable, repurpose, major works