Applicant Criteria
CHL 1
0 in last 36 months
CHL 2
Unsecured Arrears:
- Max. status 2 in 12 months
- Max. status 3 in 36 months
Secured Arrears:
- Max. status 2 in 24 months
- Any status over 24 months considered at underwriter discretion
Related words: Missed payments, adverse
Satisfactorily completed or discharged over 6 years.
Related words: Adverse, debt
CHL 1
0 in last 36 months
CHL 2
Unsatisfied: Maximum£250 in last 36 months
Satisfied: Maximum £500 in last 36 months
Related words: County court judgement, missed payments, adverse, outstanding debt
Status 0 in last 36 months.
Related words: Missed payments, adverse, arrears, payment plan, credit
CHL 1
0 in last 36 months
CHL 2
- 0 in 12 months
- Max. 2 in 24 months
- Communications / utilities defaults can be ignored
Related words: Adverse, debt, missed payments, arrears
Satisfactorily completed or discharged over 6 years.
Related words: Individual voluntary agreement, adverse, debt
Not accepted.
Related words:Repossessed, adverse, debt
Credit History & Adverse
CHL 1
0 in last 36 months
CHL 2
Unsecured Arrears:
- Max. status 2 in 12 months
- Max. status 3 in 36 months
Secured Arrears:
- Max. status 2 in 24 months
- Any status over 24 months considered at underwriter discretion
Related words: Missed payments, adverse
Satisfactorily completed or discharged over 6 years.
Related words: Adverse, debt
CHL 1
0 in last 36 months
CHL 2
Unsatisfied: Maximum£250 in last 36 months
Satisfied: Maximum £500 in last 36 months
Related words: County court judgement, missed payments, adverse, outstanding debt
Status 0 in last 36 months.
Related words: Missed payments, adverse, arrears, payment plan, credit
CHL 1
0 in last 36 months
CHL 2
- 0 in 12 months
- Max. 2 in 24 months
- Communications / utilities defaults can be ignored
Related words: Adverse, debt, missed payments, arrears
Satisfactorily completed or discharged over 6 years.
Related words: Individual voluntary agreement, adverse, debt
Not accepted.
Related words:Repossessed, adverse, debt